Credit Repair

Do Medical Bills Affect Your Credit?

Phyllis Brown

When medical bills don’t get paid within 90 days, the hospital or physician sends the account to collections and your credit score could drop by 50 to 150 points.   

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Boost Credit Score: Get 20-50 Points Instantly

Phyllis Brown

Sign-up for free credit tracking on non-loan payments like rent and cell phone bills. You could boost your credit score up to 50 points within days.

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Credit Score Simulator: Credit Bureau Secret Formula

Phyllis Brown

Learn the simple credit bureau formula that's used to calculate your score. We'll arm you with action steps to improve your score right away. Life gets easier when you have all the puzzle pieces.

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Payment History on Credit Report: #1 Impact on Score

Phyllis Brown

Payment history is 35% of your credit bureau score. That makes it the single most important factor when it comes to your good credit.

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How To Increase Credit Score, Without Paying Down Debt

Phyllis Brown

These 3 credit bureau hacks make it fast and easy to jumpstart your credit recovery, without paying down debt and without declaring bankruptcy.

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Best Free Credit Report

Phyllis Brown

The first step towards good credit is a free credit report. We recommend 3 top credit monitoring services. And tell you which ones to avoid.

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