Secured Credit Card vs Unsecured
A secured credit card requires a cash "security deposit", which is usually the same as the spending limit. We prefer a reputable secured card over a credit card designed for bad credit.
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Best Loan Bad Credit: Increase Score 50+ Points
Consider a personal loan in addition to credit card accounts. It will round out your mix of accounts, which could increase your credit score 50+ points.Â
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Good Credit Card for Bad Credit
These 3 credit cards are typically approved even with a low credit score. Plus, 2 tips that will make these cards work for you.
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Boost Credit Score: Get 20-50 Points Instantly
Sign-up for free credit tracking on non-loan payments like rent and cell phone bills. You could boost your credit score up to 50 points within days.
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Credit Score Simulator: Credit Bureau Secret Formula
Learn the simple credit bureau formula that's used to calculate your score. We'll arm you with action steps to improve your score right away. Life gets easier when you have all the puzzle pieces.
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Payment History on Credit Report: #1 Impact on Score
Payment history is 35% of your credit bureau score. That makes it the single most important factor when it comes to your good credit.
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